We administer and operate a broad array of CDBs,including spending account
management programs,such as health and dependent care programs Flexible
Spending Accounts, or FSAs, Health Savings Accounts, or HSAs.

Employer clients and their employee participants may access through
a standard web browser on any internet enabled device, including
computers, smart phones and other devices.

Employers financially benefit from our programs through reduced payroll taxes,
even after factoring in our fees. Under our FSA, HSA and commuter programs,
employee participants contribute funds from their pre-tax income to pay for qualified
out-of-pocket healthcare expenses not fully covered by in insurance, such as
co-pays, deductibles and over-the-counter medical products or for commuting costs.